It is in everyone’s best interest for motor vehicle owners to repair damaged windshields. A damaged windshield could contribute to the cause of a car accident that injuries other drivers, passengers, pedestrians, or bicyclists.
Does Florida waive deductible for windshield replacement?
The three free windshield replacement states are Florida, Kentucky, and South Carolina, which waive the car insurance deductible for windshield repair or replacement and so are referred to as having free windshield replacement or as zero deductible states.
Who pays for cracked windshield in Florida?
In Florida car insurance companies must cover the costs of windshield repair by law (FL Statutes, Sec. 627.7288). If you have bare minimum auto insurance then you will have to pay for repairs or replacement yourself. If you have a comprehensive car insurance policy your insurer must pay for any windshield or repair.
Is windshield replacement free in Florida?
However, you can have your windshield repaired or replaced for free in Florida. There is a statute in Florida that prevents car insurance companies from applying a deductible to windshield repairs or replacements. … If your windshield is damaged in a car accident or by road debris get it replaced for free.
Does Florida have a glass deductible?
Broken glass is generally handled under your Comprehensive Physical Damage Coverage, which is usually subject to a deductible. However, in Florida, all drivers who have Comprehensive Coverage are not responsible to pay any deductible in order to pay for services to repair damages to their vehicle’s windshield.
Does your insurance go up for windshield replacement in Florida?
Your insurance premium will not go up after a windshield claim with most insurance companies.
What is the Florida windshield law?
The Florida windshield replacement law (also known as Florida auto glass replacement law) is a statute that waives windshield repairs. So, if your windshield needs repairs or replacement, your auto insurance provider is prohibited from applying a deductible. The windshield repair, or replacement is done for free.
Does a cracked windshield affect insurance?
Whether a glass claim can affect your future car insurance rates depends on your insurance company. Generally, a glass claim to repair or replace your windshield shouldn’t have much of an impact (if any) on your car insurance rates.
How much does it cost to replace a windshield in Florida?
How much does it cost to replace a windshield in the state of Florida? No matter the vehicle size, fully replacing a windshield will likely cost anywhere from $167.80 to $1646.34 in Florida, which takes into account the full spectrum of values we have in our database for all Florida quotes.