Because of the dangers of driving with a cracked windshield and the prohibitive cost of replacement, Florida law makes it free to repair a windshield in many cases. … Regardless of whether you have comprehensive insurance, you should get your windshield repaired as soon as possible after it cracks.
Can you get your windshield replaced for free in Florida?
A minor car accident or road debris can chip or crack your windshield. … However, you can have your windshield repaired or replaced for free in Florida. There is a statute in Florida that prevents car insurance companies from applying a deductible to windshield repairs or replacements.
Who pays for cracked windshield in Florida?
In Florida car insurance companies must cover the costs of windshield repair by law (FL Statutes, Sec. 627.7288). If you have bare minimum auto insurance then you will have to pay for repairs or replacement yourself. If you have a comprehensive car insurance policy your insurer must pay for any windshield or repair.
How many times can you get your windshield replaced for free in Florida?
There’s no limit to how many replacements you get.
You are entitled to coverage and replacement WHENEVER you have damage no matter how often it occurs.
Does your insurance go up for windshield replacement in Florida?
Your insurance premium will not go up after a windshield claim with most insurance companies.
Can you get a ticket for a cracked windshield in Florida?
This may come as a surprise to many drivers, but yes, you can be pulled over and ticketed for having a cracked windshield. An officer can also determine that your vehicle’s cracked windshield is too severe for driving on the road.
How much is a windshield replacement in Florida?
How much does it cost to replace a windshield in the state of Florida? No matter the vehicle size, fully replacing a windshield will likely cost anywhere from $167.80 to $1646.34 in Florida, which takes into account the full spectrum of values we have in our database for all Florida quotes.
Should I use my insurance to fix my windshield?
Yes, you should use insurance to repair or replace your windshield if it would cost more than your deductible to pay out of pocket for the work. If the deductible exceeds the repair or replacement cost, the insurer will not cover any of it and filing a claim would be pointless.
Does State Farm cover windshield cracks?
Yes, State Farm will pay for windshield replacement or repair services for customers who have comprehensive coverage, though a deductible will apply unless state laws or policy details say otherwise. Comprehensive insurance from State Farm covers windshields damaged by weather, vandalism and theft, among other things.
Does a cracked windshield affect insurance?
Whether a glass claim can affect your future car insurance rates depends on your insurance company. Generally, a glass claim to repair or replace your windshield shouldn’t have much of an impact (if any) on your car insurance rates.
Is auto glass covered by insurance in Florida?
Free Windshield Repairs
Under Florida’s law, insurers cannot charge a deductible for windshield repairs under comprehensive coverage or CAC policies. This means that you can probably receive free windshield repairs for damage caused by anything except a collision.